Felix Komuo

Felix Komuo is the founder and editor of MoneyTrut, a personal finance and money publication focused on making financial topics easier to understand and apply in everyday life. With a professional background in engineering and a practical, analytical approach to problem-solving, Felix focuses on breaking down complex financial topics into clear, useful information. At MoneyTrut, he covers personal finance, saving, investing, banking, business and financial consumer issues, with particular attention to practical examples, numbers and real-world situations. MoneyTrut provides general educational information and is not a substitute for personalized financial, investment, tax or legal advice.

Investing

What Is a Money Market Fund and How Does It Work in Nigeria?

Felix Komuo Sep 3, 2026, 6:06 PM Sep 3, 2026, 6:18 PM

A money market fund is a type of collective investment scheme that invests primarily in short-term, interest-bearing instruments such as Treasury bills, bank deposits and other money-market securities.

Investing

What Is a Treasury Bill and How Does It Work in Nigeria?

Felix Komuo Sep 2, 2026, 10:12 PM Sep 2, 2026, 10:41 PM

A Treasury bill is a short-term government security used to raise money. In Nigeria, Nigerian Treasury Bills (NTBs) are issued...

Investing

What Is Risk Tolerance and How Do You Know How Much Investment Risk You Can Take?

Felix Komuo Sep 2, 2026, 9:48 PM Sep 2, 2026, 10:03 PM

Risk tolerance is your ability and willingness to deal with losses and fluctuations in the value of an investment. It...

Investing

Stocks vs Bonds: Which Is Better for Your Money?

Felix Komuo Sep 2, 2026, 9:31 PM Sep 2, 2026, 9:38 PM

Stocks and bonds are two of the most common investment options, but they work very differently. Stocks give you ownership...

Investing

What Is Asset Allocation and How Should You Divide Your Investments?

Felix Komuo Sep 2, 2026, 8:19 PM Sep 2, 2026, 9:24 PM

Asset allocation is the process of dividing an investment portfolio among different types of assets, such as equities, fixed income,...

Investing

What Is Investment Diversification and How Does It Work?

Felix Komuo Sep 1, 2026, 11:17 PM Sep 2, 2026, 7:53 PM

Investment diversification means spreading your money across different investments, asset classes, companies or industries instead of depending heavily on one investment. This article explains how diversification works, why it matters, how beginners can diversify with small amounts, the difference between diversification and asset allocation, hidden concentration risks, rebalancing, and why diversification cannot eliminate investment losses or fraud.

Investing

What Is Compound Interest and How Does It Work?

Felix Komuo Sep 1, 2026, 9:56 PM Sep 1, 2026, 10:02 PM

Compound interest allows your money to potentially grow on both the original amount invested and the returns accumulated over time....

Investing

How Much Should You Invest From Your Salary Each Month?

Felix Komuo Sep 1, 2026, 9:36 PM Sep 1, 2026, 9:48 PM

There is no single investment percentage that works for everyone. Learn how to determine a sustainable monthly investment amount based...

Investing

How to Choose a Mutual Fund in Nigeria: 7 Things to Check Before Investing

Felix Komuo Aug 31, 2026, 8:51 PM Aug 31, 2026, 9:02 PM

Choosing a mutual fund shouldn't be based only on recent returns. Learn the seven important things to check, including the...

Investing

Stocks vs Mutual Funds: Which Is Better for Beginners?

Felix Komuo Aug 31, 2026, 8:36 PM Aug 31, 2026, 8:46 PM

Stocks give investors direct ownership and control, while mutual funds provide pooled investing and professional management. This guide compares both...